Monday, March 12, 2012

Stop and Think Before Buying Your Teen a Car

ByRobin L Wood

Before your teen is able to drive they will probably drop some not so subtle hints about the type of car they are hoping that you will buy them for this momentous time in their life. You start to panic as you hear their dreams of a sports car or a big truck. How are you going to afford a car for them? What car will be the safest? Do you buy new or used? There are many factors for you to think about before you buy a car for your teen. This article will take a look at some of the things to consider before you purchase your teen their dream car. Hopefully with these recommendations, you will be able to find a car that both your wallet and your teen are happy with.

Since you thinking about buying a car for your teen then safety is probably your highest priority. Based on research, a midsized car is usually best for teen drivers. You can get together with your teen and let them know that you are willing to get them a car that meets certain standards and let them chose one they like from there, that way you both compromise. Whether you decide to buy new or used, it is important to check the crash test and safety ratings before purchase. If you decide to get a used car, it is also helpful to get a car fax report. This will let you know of any incidents the car has been in.

Another cost that you want to consider is the price of car insurance. You will see an increase in your rates on top of the money you use to help them buy their car. You will have to decide who will cover this cost. Insuring a teen driver is one of the more expensive things that you will see on your rates. Look into good student discounts, or accident forgiveness.

Do not be afraid to set boundaries with your teen driver. There is no reason that they need to be driving late or have their car pack with friends. Peer pressure is a growing concern with teen drivers. They often feel the need to show off and that is why accidents occur. Limit the number of people that they can have in their car. Set a curfew in regards to them driving their car. You could even make it a strictly work and school vehicle only. Most importantly talk to them about the dangers of using their cell phone when driving. Make sure they understand there is nothing more important than their life.

Buying a car for your teen does not have to stress you out. With a little research and some quote comparing, you will be able to know what you can handle financially. Then you will be able to talk to your teen and come to mutual agreements about what is acceptable and not acceptable with them driving. They are still young and will need the boundaries to protect them, but you can still let it be a fun time and enjoyable experience for them.

Robin Wood
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